Credit Analyst

Description

Job Title: Level 1 Credit Analyst

Department: Credit

Reports to: Credit Manager

Base Pay Scale: $43,125 - $59,000

Summary: 

Geneva Capital LLC is a dynamic national equipment finance company. We remain focused on long-term growth, providing professional opportunities and promoting teamwork. We are looking to add a hardworking and highly motivated individual to our Operations Team. 

Duties and Responsibilities:

Credit Responsibilities 

• Compile customer credit files for assigned sales rep/analyst pairing
• Analyze applications for credit worthiness while making credit decisions in a timely manner
• Follow up on credit applications and related application materials
• Daily interaction and servicing of in-house salespeople and of customer requests
• Establish relationships with Geneva Capital’s customers
• Provide credit write-ups and recommendations with detailed justification of decision
• Communicate regularly with customers, salespeople, and all team members. 
• Handle leasing or lease structure questions
• The periodic review of company credit standards

Documentation Responsibilities 

• Identify appropriate lease documentation needed to secure Geneva Capital’s position, including verifying contract structure for specific transactions and discussing documentation when needed

Other Business Responsibilities

• Perform various other duties as assigned
• 2-4 days per year worked outside of normal business hours 

Required Skills and Qualifications:

• Excellent verbal and written communication skills
• Excellent customer service skills
• Excellent attention to detail and organizational skills
• Ability to prioritize and manage multiple tasks
• Proficient in Microsoft applications

Preferred Skills and Qualifications:

• Post-secondary degree in Business
• Experience working in Salesforce

Physical Demands:

• Prolonged periods sitting/standing at a desk and working on a computer

Supervisor Responsibilities:

• This job has no supervisory responsibilities

Benefits:

• Comprehensive medical, dental, vision and life insurance
• Voluntary long-term disability, AFLAC and supplemental life coverage options  
• Generous 401(k) match and profit-sharing opportunities 
• Performance based gain sharing and annual bonus potential 
• Employee wellness program
• Paid volunteer hours