Actuarial Risk Management Director

Job DetailsJob Location: Excela Protect - Charleston, SC 29492Job Shift: 8am - 5pmExcela Protect is modernizing the F&I industry bringing transparency, efficiency, and exceptional service to a space that's ready for change. As we grow, we're looking for a Director, Actuarial & Risk Management to serve as our lead actuarial expert and strategic partner in pricing, reserving, and risk management.   Summary: You'll be the actuarial authority behind our vehicle protection and insurance-adjacent products, driving pricing discipline, reserve integrity, and portfolio performance. As a senior individual contributor and functional leader, you'll influence key decisions across Underwriting, Finance, Product, Operations, Analytics, and Business Development, blending technical expertise with business acumen to support profitable, sustainable growth.   Why Excela Protect? Competitive compensation Flexible work schedule Full benefits: medical, dental, vision, life insurance, 401(k) Paid vacation and holidays A collaborative, customer-first culture with real room to grow   What You'll Do: Own actuarial pricing methodologies, reserve frameworks, and governance processes Monitor and ensure reserve adequacy based on portfolio performance and emerging experience Evaluate profitability, loss ratios, claim trends, and risk exposure across products and portfolios Identify emerging risks and opportunities to support growth and financial stability Lead actuarial due diligence and pricing recommendations for new client opportunities Partner with business leaders on the financial implications of strategic decisions Establish actuarial standards, controls, and decision frameworks fit for a growing company Serve as the Company's go-to actuarial expert on pricing, reserving, and risk   What You Bring: Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field ACAS, ASA, or equivalent actuarial credential required; Fellowship progression preferred Progressive actuarial experience in pricing, reserving, and portfolio risk assessment F&I, vehicle protection, warranty administration, GAP, or P&C insurance experience preferred Advanced Excel and SQL skills; Power BI, Tableau, Python, or R a plus A track record of influencing decisions and leading cross-functional initiatives   Ready to make an impact? We'd love to hear from you.   Excela Protect is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Qualifications