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Bilingual Loan Collection Associate

First National Bank Texas
Posted 15 days ago, valid for a month
Location

Killeen, TX, US

Salary

Competitive

Contract type

Full Time

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Sonic Summary

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  • The job involves working with the Loan Collection Manager to manage collection workflow activities and resolve past due amounts through negotiation.
  • Candidates must have at least 2 years of experience in consumer collections within a compliant call center environment.
  • A high school diploma or equivalent is required, along with fluency in both English and Spanish for effective communication.
  • The position offers a salary of $40,000 to $50,000 per year, depending on experience and qualifications.
  • Successful applicants must be able to maintain regular attendance, pass a background investigation, and work well in a team environment.
* Work directly with the Loan Collection Manager to coordinate collection workflow activities
* Locate and identify responsible parties through multiple channels and resolve past due
amounts by negotiating payments, payment arrangements or other delinquency curing transactions a borrower may be eligible for.
* Identify reason(s) for delinquency.
* Research history on current loans.
* Educate borrowers and co-borrowers about their payment obligation and the terms of their loans.
* Convey the consequences of non-payment to borrowers and co-borrowers.
* Create financial, administrative, and maintenance transactions
* Verify points of contact for borrowers and co-borrowers (addresses, phone numbers, email addresses).
* Maintain an advanced working knowledge of lending products, services and collection practices
* Regular and predictable attendance and punctuality
* Other duties as assigned

Physical Requirements:
* Must be able to remain in a sitting stationary position for extended periods of time
* Ability to lift up to 25 lbs
* Constantly operate a computer and other office machinery

FNBT is an equal opportunity employer.
Qualifications
* At least 18 years of age
* High School Diploma or Equivalent
* At least 2 years of consumer collections in a tested FDCPA compliant call center environment.
* Must be fluent in both English and Spanish verbal and written communication
* Working knowledge of Microsoft Office, Excel
* Good communication skills
* Experience in customer service and direct contact with customers
* Ability to organize and prioritize
* Must successfully pass background investigation
* Must be able to get along with co-workers and work effectively in a team environment



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